Equipment Financing
Make the machine pay for itself.
Most machines on Arizona floors were financed. We work with IEC Financial so the payment is sorted before the machine ships, and the cash stays in your business.
Financing through your own bank is fine too. If you want a lender who already knows machine tools and moves quickly, start with Matt Kooba at IEC.
Section 179 calculator
What the machine really costs after tax.
Put in the purchase price from your quote. The calculator shows the first-year write-off, the tax saving, and an estimated monthly payment on each IEC term.
To count for 2026, the machine has to be bought and in service on your floor by December 31, 2026. That applies to new and used equipment.
Equipment price before tax. Freight and installation can usually be financed with it.
21% is the federal corporate rate. Pass-through owners should use their own rate.
Estimated monthly payment · IEC
Estimates only. Every company's tax position is different, so confirm eligibility with your tax advisor. Payments use IEC's current rate factors with nothing down and are subject to credit approval.
The worksheet
Take the numbers to your accountant.
The same calculator as a fillable PDF from IEC. Type the purchase price into the first box and the rest fills in. Save it, print it, or attach it to your quote for the people who sign off on capital spend.
The live fields work in Adobe Acrobat and Chrome. Some phone viewers show the form without calculating it.
How it works
Four steps from quote to financed.
Settle the machine
Your Ironwood rep puts the quote together: machine, options, tooling, freight, and installation.
Apply with IEC
The credit application is online at iecfinancial.com and takes a few minutes.
Tell Matt how you want it
How long you want to finance, and whether you want 100% financing or money down. He comes back with options side by side.
Sign and we deliver
IEC issues the purchase order, the credit documents get signed, and we deliver and install the machine.
Your contact at IEC
Matt Kooba
President, IEC Financial
Matt has been with Industrial Equipment Capital for more than 16 years. IEC finances manufacturing equipment nationwide, CNC machine tools included, for everyone from one-person shops to Fortune 500 plants. Matt looks after the customer and the lender relationships himself, and his advice to shop owners is to grow carefully.
“I have worked with Matt for 16 years. He will take good care of you.”
Chris Wood, President & CEO, Ironwood CNC & Robotics